NRI Mutual Fund KYC — Complete Step-by-Step Onboarding Guide (2026)

By CA Mayank Wadhera (CA|CS|CMA|IBBI Registered Valuer), MKW Advisors | Legal Suvidha | DigiComply

Last Updated: March 2026

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You have decided to invest in Indian mutual funds as an NRI. You have researched the funds, compared expense ratios, and picked your preferred asset allocation. Then you hit the wall that stops most NRIs before they even begin: the KYC and onboarding process.

KYC — Know Your Customer — is the single largest blocker preventing NRIs from investing in Indian mutual funds. The process involves multiple agencies, country-specific restrictions, in-person verification requirements that seem impossible when you live 10,000 kilometers away, and FATCA compliance paperwork that most NRIs have never encountered.

This guide walks you through every step, every document, every decision point, and every workaround. By the end, you will know exactly what to do, what to prepare, and how long each stage takes — whether you are in Dubai, London, New York, Toronto, Singapore, or anywhere else in the world.

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Why KYC Is Mandatory for NRI Mutual Fund Investment

The Securities and Exchange Board of India (SEBI) mandates KYC verification for every investor in Indian securities markets, including mutual funds. This applies to both residents and NRIs without exception.

Under SEBI's KYC Registration Agency (KRA) regulations and the Prevention of Money Laundering Act (PMLA), 2002, every mutual fund investor must complete identity verification before any transaction can be processed. For NRIs, this requirement is further strengthened by Reserve Bank of India (RBI) guidelines under the Foreign Exchange Management Act (FEMA), which governs how non-residents can invest in Indian financial instruments.

The bottom line: No KYC, no investment. There is no shortcut, no exemption, and no workaround. Every NRI must complete the full KYC process before their first rupee can be invested in any Indian mutual fund scheme.

The good news is that once KYC is completed, it is valid across all AMCs (Asset Management Companies). You do not need to repeat the process for each fund house.

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CKYC vs KRA-KYC: Understanding the Two Systems

India operates two parallel KYC systems, and NRIs must understand both.

KRA-KYC (KYC Registration Agency)

KRA-KYC is the securities market-specific KYC system regulated by SEBI. There are five SEBI-registered KRAs:

• CVL (CDSL Ventures Limited) — the most widely used KRA for mutual fund investors
• CAMS KRA (Computer Age Management Services) — used by many AMCs
• KFintech KRA (formerly Karvy) — another major KRA for mutual funds
• NDML (NSDL Database Management Limited)
• DotEx International

When you complete KYC through any mutual fund AMC or distributor, your records are uploaded to one of these KRAs. Once registered, any AMC in India can pull your KYC records and allow you to invest.

CKYC (Central KYC)

CKYC is a government-wide system operated by CERSAI (Central Registry of Securitisation Asset Reconstruction and Security Interest of India). It creates a single KYC record with a 14-digit KIN (KYC Identification Number) that works across banks, insurance companies, mutual funds, and other financial institutions.

For NRIs, the practical approach: Complete your KYC through the mutual fund route (KRA-KYC). The AMC or its registrar will handle the CKYC registration simultaneously. You do not need to approach CKYC separately.

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Documents Required for NRI Mutual Fund KYC

Prepare every document on this list before you begin. Incomplete documentation is the number one reason for KYC rejection and delays.

Mandatory Documents

1. PAN Card — Original PAN card or e-PAN downloaded from the Income Tax portal. PAN is mandatory and non-negotiable. If your PAN is linked to an old address, that is acceptable — but PAN must be active and not flagged as "inoperative" due to Aadhaar non-linkage (NRIs are generally exempt from Aadhaar-PAN linking).

2. Valid Passport — Indian passport (current, unexpired). This serves as both identity proof and proof of Indian origin. Expired passports will be rejected outright.

3. Valid Visa / Work Permit / Residence Permit — Proof of your NRI status in your country of residence. For countries that issue residence cards instead of visa stamps (such as the US Green Card, UK BRP, Singapore Employment Pass), provide a copy of that document.

4. Overseas Address Proof — Any one of the following:

   • Utility bill (electricity, water, gas) from the last 3 months
   • Bank statement from the overseas bank (last 3 months)
   • Overseas driving license with address
   • Government-issued residence permit showing address
   • Rental agreement / lease deed

5. Indian Address Proof (optional but recommended) — Aadhaar card, voter ID, or Indian utility bill. While not mandatory, having an Indian correspondence address simplifies communication and document delivery.

6. Passport-Size Photographs — Two recent photographs (white background, standard specifications). For online/digital KYC, a clear photograph upload is required.

7. FATCA/CRS Self-Certification Form — Mandatory for all NRIs. This declares your tax residency status and is required under the automatic exchange of information agreements India has signed with 100+ countries. More on this below.

Additional Documents for US and Canada NRIs

1. W-8BEN Form — Required by AMCs that accept US/Canada NRIs. This certifies your foreign status for US tax withholding purposes.

2. Social Security Number (SSN) or Tax Identification Number (TIN) — Your US SSN, Canadian SIN, or equivalent tax ID from your country of residence. Required on the FATCA form.

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The 7-Step NRI Mutual Fund KYC and Onboarding Process

Step 1: PAN Verification and Aadhaar Status Check

Timeline: Day 1 (30 minutes)

Before anything else, verify that your PAN is active and usable.

What to do:

• Visit the Income Tax e-filing portal (https://www.incometax.gov.in) and verify your PAN status
• Check whether your PAN has been marked "inoperative" due to Aadhaar non-linkage. NRIs are exempt from mandatory Aadhaar-PAN linking, but the system sometimes flags NRI PANs incorrectly
• If your PAN shows as inoperative, file a correction request on the NSDL/Protean portal or approach your CA to resolve this
• Ensure your name on PAN matches your passport name exactly. Even minor mismatches (middle name present on one, absent on the other) can cause rejection
• If you do not have a PAN, apply online through the NSDL (Protean) portal. NRIs can get PAN without visiting India. Processing takes 15-20 working days

Common issue: Many NRIs obtained their PAN years ago when they were residents, and the PAN still shows the old Indian address. This is not a problem for KYC purposes — the KYC form will capture your current overseas address separately.

Step 2: KYC Registration Through a KRA

Timeline: Day 1-3 (1-2 hours of effort, then waiting)

This is the core KYC step. You have three routes to complete this.

Route A: Through an AMC Directly (Recommended)

Most AMCs allow you to initiate KYC when you open your first folio. The AMC collects your documents, completes verification, and uploads your KYC to the relevant KRA.

For NRIs, the best AMCs to approach for KYC are those that have streamlined NRI onboarding:

• SBI Mutual Fund
• UTI Mutual Fund
• PPFAS Mutual Fund (Parag Parikh)

Route B: Through a KRA Portal Directly

You can register directly on a KRA portal:

• CVL KRA: https://www.cvlkra.com — download the KYC form for "Non-Individual/NRI," fill it, attach documents, and submit
• CAMS KRA: https://www.camskra.com — similar process
• KFintech KRA: https://kra.kfintech.com — similar process

Route C: Through a SEBI-Registered Mutual Fund Distributor or Advisor

If you are working with a SEBI-registered advisor or distributor in India (such as MKW Advisors), they can handle the entire KYC process on your behalf. This is the fastest route because the advisor knows exactly which documents to prepare, in what format, and can follow up with the KRA directly.

KYC Form Details:

The KYC form requires:

• Personal details (name, date of birth, gender, marital status, nationality)
• PAN number
• Overseas address (permanent) and Indian address (correspondence, if any)
• Occupation and income details (gross annual income range or net worth)
• Bank account details (NRE or NRO account in India)
• Nomination details
• Politically Exposed Person (PEP) declaration — if you hold or have held any senior government or political position in any country, you must declare this

Step 3: FATCA/CRS Self-Certification

Timeline: Completed alongside Step 2 (15-30 minutes)

The Foreign Account Tax Compliance Act (FATCA) is a US law that requires foreign financial institutions to report accounts held by US persons to the IRS. The Common Reporting Standard (CRS) is the OECD equivalent, requiring similar reporting between 100+ participating countries.

India is a signatory to both FATCA (via an Inter-Governmental Agreement with the US) and CRS. Every mutual fund investor must submit a FATCA/CRS self-certification declaring:

• Country/countries of tax residency
• Tax Identification Number (TIN) in each country of tax residency
• Whether you are a US person (US citizen, Green Card holder, or US tax resident)
• Type of entity (for individual investors, this is straightforward)

What the form asks:

• Full name, PAN, date of birth, place of birth (city and country)
• Current residential address and mailing address
• Country of tax residency (can be multiple — e.g., India and the US)
• TIN in each country (SSN for US, SIN for Canada, etc.)
• Whether you are a US citizen or US tax resident
• Declaration and signature

Critical for US/Canada NRIs: If you are tax-resident in the US or Canada, you must declare this clearly. The AMC will then determine whether they can accept your investment (many AMCs reject US/Canada NRI applications — see the section below). Omitting this information or providing false declarations is a legal offense.

Step 4: In-Person Verification (IPV)

Timeline: Day 2-7 (varies by method)

In-Person Verification is the step that causes the most frustration for NRIs. SEBI requires that the identity of every investor be verified in person. For NRIs living abroad, this creates an obvious logistical challenge.

Here are your IPV options:

Option A: Video KYC (V-KYC) Through the AMC — Most Convenient

Many AMCs now offer video-based KYC verification compliant with SEBI and RBI guidelines. During a scheduled video call (typically 5-10 minutes), an authorized officer will:

• Verify your identity by matching your face with your passport/PAN photograph
• Ask you to show original documents (PAN card, passport) on camera
• Record GPS/location data (some systems capture this automatically)
• Take a live photograph during the call
• Record the entire session for compliance records

AMCs offering video KYC for NRIs include SBI Mutual Fund, PPFAS, and select others. Availability depends on the AMC's technology infrastructure and regulatory approvals.

Option B: Attestation at an Indian Embassy or Consulate

You can get your KYC documents attested and IPV completed at the Indian Embassy or Consulate in your country of residence. The process:

1. Visit the embassy/consulate with original documents and the KYC form
2. An authorized official attests your documents and completes the IPV section of the KYC form
3. Submit the attested form to the AMC or KRA

This is widely accepted by all AMCs and KRAs. However, embassy appointments can be difficult to obtain in some countries, and the process may take several weeks.

Option C: Attestation by a Notary Public Abroad

Some AMCs and KRAs accept documents attested by a notary public in your country of residence, followed by apostille (for Hague Convention countries) or consular attestation. Check with the specific AMC whether they accept this.

Option D: During Your Next India Visit — Simplest But Requires Travel

If you are planning a trip to India, completing IPV during your visit is the easiest option. You can visit:

• Any branch of the AMC where you want to invest
• Any SEBI-registered mutual fund distributor's office
• Any branch of CAMS, KFintech, or other registrar
• Any bank branch that offers mutual fund services

Walk in with original documents, complete the IPV in 15 minutes, and your KYC is done.

Pro tip: If you visit India even briefly (transiting through), allocate 30 minutes to complete IPV. This removes the biggest NRI KYC bottleneck for years to come.

Step 5: AMC Folio Opening

Timeline: Day 3-10 (after KYC is verified)

Once your KYC is registered and verified (KYC status shows as "KYC Compliant" or "KYC Verified" on the KRA portal), you can open a folio with any AMC.

How to open a folio:

1. Visit the AMC's website and navigate to the NRI investment section
2. Fill out the application form (physical or online, depending on the AMC)
3. Provide your KYC acknowledgment or KIN number
4. Submit bank account details (NRE or NRO — see Step 6)
5. Set up nomination (mandatory under SEBI rules)
6. Submit the signed application form with supporting documents

Online vs. Offline:

Some AMCs allow complete online folio opening for NRIs (after KYC is done). Others require physical forms to be couriered to India. The trend is toward digitization, but NRI onboarding still lags behind the fully-digital resident investor experience.

Folio details to decide:

• Mode of holding: Single, Joint (first holder must be the NRI), or Anyone-or-Survivor
• Tax status: Select "NRI — Repatriation" (for NRE-linked investments) or "NRI — Non-Repatriation" (for NRO-linked investments)
• Nomination: You can nominate up to 3 persons with percentage allocation. Nomination is mandatory for individual investors.

Step 6: Bank Mandate — NRE or NRO Account Setup

Timeline: Day 1-5 (can be done in parallel with Steps 1-4)

Every NRI mutual fund investment must be routed through an NRE (Non-Resident External) or NRO (Non-Resident Ordinary) bank account held in India. Direct investment from overseas bank accounts is not permitted for most AMCs.

NRE Account — For Repatriable Investments:

• Funds invested through NRE are freely repatriable (you can transfer redemption proceeds back abroad)
• The investment is classified as "NRI — Repatriation basis"
• SIP auto-debit mandates can be set up on NRE accounts
• Interest earned in NRE savings/FD accounts is tax-free in India (but mutual fund gains are taxed)

NRO Account — For Non-Repatriable Investments:

• Investments through NRO are non-repatriable (repatriation is subject to annual limits and CA certification)
• Suitable for investing Indian-sourced income (rental income, pension, etc.)
• The investment is classified as "NRI — Non-Repatriation basis"
• Most NRIs prefer NRE for mutual fund investments due to repatriation flexibility

Setting up the bank mandate for SIP:

To automate SIP (Systematic Investment Plan) payments, you need to register an auto-debit mandate:

1. Download the SIP mandate form from the AMC's website
2. Fill in your NRE/NRO bank account details
3. Set the SIP amount, date, and duration
4. Submit the mandate form to the AMC along with a cancelled cheque or bank statement

Most AMCs support ECS (Electronic Clearing Service) or NACH (National Automated Clearing House) mandates for NRE/NRO accounts. Some banks may require you to authorize the mandate through net banking.

Important: Not all Indian bank branches are equipped to handle NRI account mandates for mutual fund SIPs. Confirm with your bank that SIP auto-debit is supported on your specific account type before proceeding.

Step 7: First Investment

Timeline: Day 10-15 (after all preceding steps are complete)

With KYC verified, folio opened, and bank mandate registered, you are ready to invest.

For lump sum investment:

• Log in to the AMC portal or submit a physical purchase form
• Select the scheme, plan (Direct or Regular), and option (Growth or IDCW)
• Enter the investment amount
• Authorize payment from your NRE/NRO account
• Units will be allotted at the applicable NAV based on the cut-off time

For SIP:

• The first SIP installment will be auto-debited on the date you selected during mandate registration
• Ensure sufficient balance in your NRE/NRO account before each SIP date
• Failed SIP debits due to insufficient balance may trigger SIP cancellation after 3 consecutive failures

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US and Canada NRI Special Challenges

If you are an NRI based in the United States or Canada, your mutual fund investment journey in India has additional hurdles that NRIs in other countries do not face.

Which AMCs Accept US/Canada NRIs?

Due to the compliance burden imposed by FATCA and the risk of US/Canadian regulatory scrutiny, many Indian AMCs have stopped accepting investments from NRIs based in the US and Canada.

AMCs That Accept US/Canada NRIs (as of March 2026):

AMCs That Do NOT Accept US/Canada NRIs:

Important caveat: AMC policies change. An AMC that rejected US NRIs last year may start accepting them this year, and vice versa. Always confirm directly with the AMC before beginning the KYC process.

PFIC (Passive Foreign Investment Company) Implications

This is the elephant in the room for US-based NRIs investing in Indian mutual funds.

Under US tax law, Indian mutual funds are classified as PFICs (Passive Foreign Investment Companies). PFIC taxation in the US is punitive by design — it was created to discourage US taxpayers from investing in foreign funds.

What this means for you:

• You must file IRS Form 8621 for every mutual fund you hold, for every year you hold it
• Gains from PFIC investments can be taxed at the highest marginal US tax rate (currently 37%), regardless of your actual tax bracket
• An interest charge is added on top of the tax for "excess distributions"
• The compliance cost of filing Form 8621 can be significant (your US CPA may charge $200-500 per PFIC per year)
• You may elect "Mark-to-Market" treatment under Section 1296 to simplify taxation, but you will be taxed on unrealized gains annually

This does not mean you should not invest. It means you must factor in the PFIC compliance cost and tax impact when comparing Indian mutual funds against US-domiciled alternatives (US ETFs, US mutual funds). For many US NRIs, investing in Indian mutual funds still makes sense for India-specific exposure — but the decision should be made with full awareness of PFIC implications.

W-8BEN Submission

US/Canada NRIs must submit IRS Form W-8BEN (Certificate of Foreign Status of Beneficial Owner for United States Tax Withholding and Reporting) to AMCs that accept them. This form:

• Certifies that you are not a US person (if applicable) or claims treaty benefits
• Is valid for 3 years from the date of signing
• Must be renewed before expiry to continue investing
• Is required by AMCs for FATCA compliance

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Updating KYC After Address Change

When you move to a new country or change your address within the same country, your KYC must be updated.

How to update:

1. Download the KYC Modification Form from the KRA portal (CVL, CAMS, or KFintech — whichever holds your KYC)
2. Fill in the updated address details
3. Attach proof of new address (utility bill, bank statement, or lease agreement from the new address)
4. Submit the form along with the new address proof to the KRA or to any AMC where you hold a folio
5. The AMC or KRA will update your records within 5-10 working days

Critical when moving between countries: If you move from, say, the UAE to the US, you must update not just your address but also your FATCA/CRS declaration. This change in tax residency may affect which AMCs can continue to service your account. Some AMCs will require you to redeem your holdings if you become a US or Canada tax resident.

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Re-KYC Requirements

SEBI requires periodic KYC updation. While there is no fixed "expiry" for individual KYC, AMCs may request updated documents under the following circumstances:

• Change in residential status — Moving from NRI to Resident Indian or vice versa
• Change in personal details — Name change (after marriage, for example), change in nationality
• Periodic review — Some AMCs conduct periodic reviews of NRI accounts (typically every 2-3 years) and may request updated passport copies, visa copies, or address proofs
• Regulatory directives — If SEBI or RBI issues new KYC requirements, AMCs will reach out for compliance

Keep your passport copy updated with your AMC. When you renew your passport, proactively submit the new passport copy to your AMC and KRA. This prevents future transaction blocks.

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Switching from Resident to NRI Folio

If you were an Indian resident who recently moved abroad and became an NRI, you must convert your existing mutual fund folios from "Resident Indian" to "NRI" status.

Step-by-step conversion process:

1. Inform your bank: Convert your resident savings account to NRO account (or open a new NRE account). This must be done within a reasonable time of becoming an NRI under FEMA rules.

2. Inform your AMC: Write to each AMC where you hold folios, requesting status change from Resident to NRI. Provide:

   • Passport copy showing departure/visa stamps
   • Visa or work permit copy
   • New overseas address proof
   • Updated bank details (NRE/NRO account)
   • Updated FATCA/CRS self-certification

3. Update KYC: Submit updated KYC with NRI status through the KRA

4. Tax status change: Your folio will be reclassified as "NRI-Repatriable" or "NRI-Non-Repatriable" based on the linked bank account type

5. TDS impact: Going forward, TDS (Tax Deducted at Source) will be deducted on redemptions at NRI rates (which are typically higher than resident rates — 12.5% for LTCG on equity, 20% for debt funds, depending on the holding period and fund type)

Do not delay this conversion. Investing as a resident when you are actually an NRI is a FEMA violation and can attract penalties.

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Common KYC Rejections and How to Avoid Them

Based on thousands of NRI KYC applications processed, here are the most frequent rejection reasons:

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Timeline: From Start to First Investment

Best case: 5-7 working days (if using video KYC, all documents ready, AMC processes quickly)

Typical case: 10-15 working days

Worst case: 30+ days (if documents need correction, IPV requires embassy appointment, or PAN has issues)

With professional assistance (such as through MKW Advisors): 5-10 working days. A dedicated advisor handles document preparation, KRA coordination, AMC communication, and follows up on every step so you do not have to.

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Frequently Asked Questions (FAQs)

1. Can I complete NRI mutual fund KYC entirely online without visiting India?

Yes. With video KYC (V-KYC) now accepted by several AMCs and KRAs, you can complete the entire process remotely. You will need to attend a short video call for IPV, upload documents digitally, and submit forms electronically. The only requirement is a stable internet connection and original documents to show on camera.

2. I have an existing KYC from when I was a resident. Do I need to redo KYC as an NRI?

You do not need to redo KYC from scratch, but you must update your existing KYC to reflect your NRI status, overseas address, and FATCA/CRS details. Submit a KYC Modification Form with updated documents.

3. Is Aadhaar mandatory for NRI mutual fund KYC?

No. Aadhaar is not mandatory for NRIs. Your passport serves as the primary identity document. However, if you have an Aadhaar card, you may use it as additional address proof for your Indian correspondence address.

4. Can I invest in mutual funds through my NRE and NRO accounts simultaneously?

Yes, but they will be treated as separate folios with different tax classifications. Investments through NRE accounts are on a repatriation basis, and investments through NRO accounts are on a non-repatriation basis. You can hold both types simultaneously.

5. My PAN is marked as "inoperative." What should I do?

NRIs are exempt from mandatory Aadhaar-PAN linking. File an application with the jurisdictional Assessing Officer or through the Income Tax portal to request reactivation of your PAN by proving your NRI status. Alternatively, your CA can help resolve this through the proper channels.

6. Which banks offer the smoothest NRE/NRO account experience for mutual fund SIPs?

SBI, ICICI Bank, HDFC Bank, and Axis Bank have well-established NRI banking operations that support SIP mandates. Among these, SBI and ICICI Bank tend to have the most streamlined processes for NRI mutual fund mandates. Ensure your branch supports NACH mandates for mutual fund SIPs.

7. Can I invest in Direct Plans as an NRI, or am I restricted to Regular Plans?

NRIs can invest in Direct Plans. There is no restriction. Direct Plans have lower expense ratios since they do not include distributor commissions. You can access Direct Plans through the AMC website directly or through platforms that facilitate NRI Direct Plan investments.

8. What happens if my SIP auto-debit fails because my NRE account has insufficient funds?

The SIP installment for that month will be skipped. Most AMCs allow up to 3 consecutive SIP failures before automatically cancelling the SIP. Ensure you maintain sufficient balance in your NRE/NRO account, especially if you are transferring funds from abroad — factor in wire transfer processing time (2-5 business days).

9. I am an OCI (Overseas Citizen of India) card holder, not an NRI. Can I invest in Indian mutual funds?

OCIs are treated similarly to NRIs for mutual fund investment purposes under FEMA. You can invest through NRE/NRO accounts. The KYC process is the same, with the OCI card serving as additional identity documentation. However, some AMCs may have specific policies regarding OCI investors — confirm with the AMC directly.

10. How do I check my current KYC status?

Visit any KRA website (CVL KRA, CAMS KRA, or KFintech KRA) and use the "KYC Status Check" feature. Enter your PAN number, and the system will show whether your KYC is registered, verified, or pending. Alternatively, you can check through the AMC portal where you hold your folio.

11. Can NRIs invest through online platforms like Groww, Zerodha Coin, or Kuvera?

Availability is limited. Some platforms accept NRI investors (with restrictions on country of residence), while others serve only resident Indians. Most US/Canada NRIs cannot use these platforms due to FATCA restrictions. Check each platform's NRI eligibility criteria. For US/Canada NRIs, investing directly through the AMC website is often the only available route.

12. What is the minimum investment amount for NRI mutual fund investors?

The minimum investment amount is the same as for resident investors — typically Rs. 500 for SIP and Rs. 5,000 for lump sum, depending on the scheme. There is no higher minimum for NRIs.

13. Do I need a separate PAN for mutual fund investment, or can I use the same PAN I have for ITR filing?

You use the same PAN. There is no separate PAN for investments. Your PAN is your universal financial identifier in India.

14. Can my spouse (who is a resident Indian) invest on my behalf using my NRE funds?

No. The investor and the bank account holder must be the same person (or joint holders). Your spouse can be a joint holder in your folio, but the primary holder and bank account must be the NRI. Gifting funds to your spouse for her to invest in her own name is a separate transaction with its own tax implications (clubbing provisions under Section 64 of the Income Tax Act).

15. How long does KYC remain valid?

KYC does not have a fixed expiry date for individuals. Once completed, it remains valid until there is a change in your details (address, status, etc.) or a regulatory requirement for re-verification. However, supporting documents like passports expire, and you should update the AMC with renewed document copies proactively.

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The Bottom Line: Do Not Let KYC Stop You

The NRI mutual fund KYC process is bureaucratic, multi-layered, and time-consuming. But it is a one-time process. Once completed, you have access to the entire Indian mutual fund universe (subject to AMC-specific NRI policies) — thousands of schemes across equity, debt, hybrid, and international categories.

The key to a smooth KYC experience is preparation. Gather every document before you start. Choose the right AMC based on your country of residence. Complete IPV through the most convenient channel available to you. And if the process feels overwhelming, work with a professional who handles NRI KYC applications routinely.

Every day you delay KYC is a day your money sits uninvested. The Indian mutual fund industry manages over Rs. 70 lakh crore in assets — and that wealth creation opportunity is available to you as an NRI, once you clear the KYC gateway.

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Need Help With NRI Mutual Fund KYC and Onboarding?

MKW Advisors specializes in NRI financial services, including end-to-end mutual fund KYC and onboarding assistance. Whether you are in the US, Canada, UK, UAE, Singapore, or anywhere else, our team handles the entire process — document preparation, KRA registration, IPV coordination, AMC folio opening, and bank mandate setup — so you can focus on your investment decisions, not paperwork.

Get started today:

• Book a consultation: Schedule a call with our NRI advisory team
• WhatsApp us: +91-96677 44073 — Send your query and we will respond within 24 hours
• Email: [email protected]

CA Mayank Wadhera is a practicing Chartered Accountant, Company Secretary, Cost and Management Accountant, and IBBI Registered Valuer. He leads the NRI advisory practice at MKW Advisors, providing tax planning, investment onboarding, and regulatory compliance services to NRIs across 30+ countries through Legal Suvidha and DigiComply platforms.

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Disclaimer: This guide is for informational purposes only and does not constitute investment advice, tax advice, or a solicitation to invest. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. SEBI regulations, AMC policies, and tax laws are subject to change. Consult a qualified professional for advice specific to your situation. The information in this guide is current as of March 2026 and may change subsequently.